|George Brookhart, CRS|
George Brookhart is a native of Baltimore. His motto is "Service First" with an emphasis on the community involvement through educating, informing and inspiring clients to achieve the ultimate goal of becoming homeowners and investors in the Metro Baltimore Area. (Howard County, Baltimore County, Baltimore City & Carroll County) A 11-year real estate professional with a vested advantage. An advantage that gives him the confidence needed to be successful in one of the most aggressive real estate markets in the country. George, a success driven professional, prides himself on the ability to focus on service and community involvement resulting in a high customer satisfaction. His dedication to service and desire to make his community a better place is what sets him apart from other Realtors in this industry. He prides himself on empowering the community with the many resources needed to survive in this real estate market. George has honed his real estate marking skills as a top-selling agent and has sold more than $125,000,000 in residential sales and was touted as one of the top Realtors in the United States. George built a stalwart professional reputation as a savvy sales and marketing professional, holding several tier management positions with such international corporations as United Parcel Service. It was during this period in his career that he developed a true understanding for service and community involvement. Recognized as a leader not only in his industry, but also in his community George also serves as the President of his Rotary Club, President of the Chamber of Commerce, serves on several committees with Saint Agnes Hospital and is an adjunct faculty member with the Community College of Baltimore County. He is a graduate of the Maryland Association of Realtors “Leadership Academy”. George considers himself to be a professional with only one goal in mind..."To provide an impeccable real estate service to all people". "That's what it's all about!"
Areas I Serve
Maryland, Baltimore County, Baltimore City, Carroll County, Howard County.
Why You Should Buy A Home
Why you should buy a home. Owning a home is a real achievement that offers so many rewards. There’s the emotional satisfaction of knowing a place is yours and not the landlord’s, and the financial rewards of paying tax deductible mortgage interest instead of rent. Plus, you’ll know you’ve made an investment that can help you build wealth for yourself and your family. Here’s how you can make your home work for you. A Tax Deduction Part of your monthly mortgage payment is interest on the loan. In most cases, you can deduct that interest and any property tax you pay. That’s why, many times, the after tax cost of owning a home is less than renting. Wealth-building possibilities Most homes increase in value over time. As you pay down your mortgage balance, you gradually build “equity” in your home. Equity is the difference between the value of your home and how much you owe on your mortgage. Home equity is a good way to build your wealth. Tax-deductable borrowing power As your home equity increases, you can borrow against it. A home equity loan or line of credit can be used for things like home improvements, buying a new car or almost any need. Because the loan is backed by the equity in your home, you may be able to deduct the interest you pay – and save. ** Consult your tax advisor for details.
The Benefits of Mortgage Pre-Approval
The Benefits of Pre-Approval “Pre-approval” means you have met with a loan officer, your credit files have been reviewed and the loan officer believes you can readily qualify for a given loan amount with one or more specific mortgage programs. Based on this information, the lender will provide a “Pre-Approval Letter”, which shows your borrowing power. You can visit as many lenders as you like and get several pre-approvals, but keep in mind that each one carries with it a new credit check, which will show up on future credit reports. Although not a final loan commitment, the pre-approval letter can be shown to listing brokers when making an offer on a home. It demonstrates your Financial Strength and shows that you have the ability to go through with a purchase. Most Real Estate Professionals routinely recommend that consumers start the mortgage process before starting the search for that new home. By meeting with lenders and looking at loan options, you will find which programs best meet your needs and how much you can actually afford. Realtors also recommend pre-approvals for another reason: contracts/offers require buyers to apply for financing within a given time period, in many cases, seven to 10 days. By meeting with the loan officer in advance and identifying mortgage programs, it won’t be necessary to quickly find a lender, check credit, and rush into a financing decision that may not be the best option.